Everything Property: AU$68,000,000 Portfolio with 80+ Properties - Secrets Revealed!

Inside the Mind of a Property Investor Who’s Been There

In this episode, Michael Xia sits down for a candid conversation about the journey behind the results.

Widely regarded as one of Australia’s most humble and respected property investors, Michael shares the real story of how he built a property portfolio of 80+ properties valued at over $68 million, alongside becoming a Top 25 Mortgage Broker nationally in 2024 by loans settled.

This isn’t a highlight reel — it’s an honest, behind-the-scenes look at the mistakes, setbacks, discipline, and strategic decisions that shaped his success.

In this conversation, Michael opens up about:

  • The early investing mistakes that cost him years

  • His unconventional path through education and career

  • The pivotal mentoring moment that changed everything

  • How he manufactured equity and identified markets early

  • The mindset and unorthodox rules that guided his growth

  • Using mortgage broking as a vehicle to fund long-term investing

  • Lessons you can apply directly to your own property journey

This episode captures the philosophy that underpins Mortgage Channel: real experience, disciplined strategy, and finance done in the client’s best interest.

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